What Is CareCredit & What Does It Cover?

Posted by Dr. Patrick Proffer on June 16, 2020


CareCredit's philosophy is simple: Assist people in getting the medical care and/or procedures they want, when they need them.

That care can involve both health and beauty, whether it's new hearing aids, dental exams, or elected cosmetic procedures.


The CareCredit healthcare card not only allows you to pay for the costs of many procedures and treatments, it allows you to make convenient monthly payments.

Update: As of 2017, CareCredit card holders now have the ability to pay for their treatment or procedure online rather than coming into the office.

What Does It Cover?

CareCredit provides you with the opportunity to finance cosmetic surgery and beauty procedures you've always dreamed of having. With technological advancements revolutionizing the cosmetic surgery field, you can receive the treatments and procedures that will leave you looking and feeling your best.

The surgical and non-surgical cosmetic procedures covered by CareCredit include:

  • Breast implants, lifts and reductions
  • Body contouring, including tummy tucks
  • Weight loss surgery
  • Facial procedures, including surgical lifts
  • Facial injectables, including Botox
  • Liposuction
  • Laser treatments, including laser hair removal 
  • Facials and peels
  • Reconstructive Surgery
  • Spa treatments


Why Is CareCredit Different?

For starters, CareCredit extends special financing offers to pay for health, wellness and beauty care (at enrolled providers) that you can't get with traditional credit cards.

There are currently more than 175,000 providers in the U.S.

Moreover, CareCredit offers shorter financing options of six, 12, 18 or 24 months and no interest is charged on purchases of $200 or more if you make the minimum monthly payments. It also extends longer health care financing periods with various pricing and interest options.

Is CareCredit Like Medical Insurance?

CareCredit is a healthcare credit card, not a medical insurance policy. It's intent is to help you pay for out-of-pocket expenses not covered by your health plan. It is flexible in that you can pay for enrolled doctors or healthcare providers near you.

Proffer Surgical Associates offer a wide variety of cosmetic surgeries for men and women in the Amarillo region accepting CareCredit. Contact us today for a consultation.


Editor's note: This post was originally published in 2016. It has been updated to include CareCredit's latest financing options.

Topics: Plastic Surgery